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I recently decided the credit card processing I had been using for the last 10 years was overcharging me and I contacted someone I have seen advertising in The National Locksmith for many years, National Bancard. I asked many questions because I have been using Chase Paymentech and their system is totally phone based. I call the # and enter my merchant #, the credit card#, expiration date and amount and the computer debits my customer's account, which isn't as fast as a point of sale where the card just gets swiped, but as a sometimes mobile lock service, this way works out good, for me. Anyhow I tried using NAB's phone service, which immediately informed me that the client's card had been declined, due to my not having entered the ccv# from the back of his card. I didn't mind because I could send this client a bill, so I went ahead and completed the job. After that the same client contacted me again, wanting a different key made, as well. After getting his ccv# over the phone, I finished up and again tried to charge his card. This time the computer told me his card had been declined due to my not having entered his address. Monday I called NAB inquiring as to the problem? I was told that both charges has actually gone through, even though the computer said the opposite. I explained that I could not continue doing business with NAB as this was just too much trouble for me. That was on 8/4/13. This month after sending an e-mail and a certified letter letting NAB know that I was done with their lousy company,(last month) they went ahead and charged me $40 as a monthly service charge, which is not even outlined in my agreement with them. Yesterday I went to my bank and simply closed that account so these thieves can no longer steal my money.

I just want to save anyone possible the trouble that I have fallen into with these lying sacks of crap.

BTW I re-established my account with Chase Paymentech, as comparatively they have been much cheaper and less hassle

For low volume and easy payments look at Paypal Here on any smartphone.

One of the things I don't use is a "smartphone", I finally got AT&T to give me unlimited minutes for $45 a month with my dumb phone
and I didn't want to pay those &%$#@'s any more money in order to get a shmarty phone