I'm also getting started as a locksmith and I've been researching this question for months, off and on. From what I've read either is probably fine. I've been knocking around the idea of putting a spreadsheet together with as many brand's pin sizes as I can find and which universal kit the pins would be supplied in (or not), but it sounds like a lot of work and I haven't motivated myself to get into that yet. I suspect there's a chart somewhere already, but haven't found it yet... At the moment I have Kwikset and Schlage pin sets, which I think will accommodate the majority of residential work in my area (since that's all they sell at our many hardware stores). I was planning on going with .003 to cover the random encounters. My logic would be to look up the pin sizes for locks that are going to be most common around you and pick the kit that covers those best. You can always buy a few additional refill packs for oddball sizes to fill the gaps for a buck or two.
Which reminds me, if you don't need the big metal case you can save a lot of money and actually get more pins by just buying the universal refill kits... I like to use
these plastic fly boxes (for fly fishing) for my carry kit, with a box filled out for specific brands, and keep the extras in the envelopes in a little card organizer in the back of the truck, just in case. This way I can do quick on-site re-keys without carrying a big awkward metal box around. Here's my Kwikset kit and the stack I carry around with Kwikset, Schlage and a box that's all security pins... big enough for plenty of pins but compact enough to throw in a backpack...